It can’t move money
Needt Budget is bookkeeping only. The bank helper downloads statements; there is no payment function anywhere in the app.
Needt Budget
Stop tracking. Just live.
Operations sort themselves by merchant, the month plans itself, and one number tells you how long your money lasts.
From $4 a year, or $19 once for founder lifetime access. Web app for iPhone, Android and desktop.
Every wallet you have, one balance
Salary, savings, cash, PayPal, side-income and investment wallets in USD, EUR, GBP, CHF and more, summed into one balance.
One tap instead of an evening.
Sorting a week of operations by hand means a spreadsheet and a Sunday. In Needt Budget it is one tap per line — or none, once it knows the merchant.
Spreadsheet0:00
DateTextAmountCategory
Needt Budget0:00
All sorted ✓
Five habits, done for you.
- Import
PostFinance comes in through a small Mac helper — you sign in yourself, Needt Budget never sees the password. Anything else takes two taps.
- Sort
Each new operation is a card. Tap a category and it flies away. Swipe to skip.
- Reserves
A refund, a loan, a deposit — money coming back waits apart from your balance. When it lands, one tap matches it to the payment.
- Businesses
Your brand keeps its own money, budget and batches. Capital you put in is not earnings, so your own month stays honest.
- Ask Claude
“How much can I spend today?” answered from your own numbers.
Live demo with sample data — tap around, or open the full demo.
Import
PostFinance comes in through a small Mac helper — you sign in yourself, Needt Budget never sees the password. Anything else takes two taps.
SalaryUSD4,850.40
USDEURGBPCHFJPY
Every currency, one total.
Wallets keep their own currency. Totals convert into yours with daily rates — and say so when a rate is stale instead of guessing.
Whole FoodsUberAmazonTesco
Learns your merchants.
Sort “SQ *STARBUCKS 2231” once and every visit after lands in Eating out on its own. Your rules, your names.
Runway
How long does your money last?
Lasts74 daysuntil 17 Dec
With the cut83 days+9 days
Inside the app this runs every day on your real balance and spending — Work shows it. With income or a one-off expense: the full runway calculator.
Your money, your eyes only.
Undo built in
Changes you or Claude make land in a change log with an Undo button.
Export anytime
All your data as JSON or CSV, one tap in Settings. No lock-in.
Simple pricing. No surprises.
Yearly
$4/year
Renews every year. Cancel anytime — access stays until the end of the year you paid for.
Get yearly · $4/year
200 of 200 founder spots left
- PostFinance import (Mac helper)
- Sort inbox with merchant rules
- Monthly goal, weekly quests, runway
- Limits, Expected payments, Reserves
- Statistic by category and month
- Side income and investments
- Claude connector (MCP)
- iPhone, Android and desktop · Face ID lock
Every plan includes everything. Payment is handled by Creem, the merchant of record. Full refund within 14 days — write to [email protected].
Questions
How does pricing work?
Yearly is $4 a year and renews every year until you cancel; after cancelling you keep access until the end of the year you paid for. Founder lifetime is $19 once — one payment, no renewals, for the first 200 founders. Payment is handled by Creem.
Which banks are supported?
PostFinance imports through a small helper on your Mac: you sign in to PostFinance yourself and Needt Budget never sees your password. Other banks, cash, PayPal or side-income wallets are added by hand — two taps per operation.
Can Needt Budget move my money?
No. Needt Budget is bookkeeping only — it has no payment function at all.
Is there an iPhone app?
Needt Budget is a web app you add to your Home Screen. It opens full-screen like an app and can lock with Face ID or a passcode.
What does Claude see?
Only what you connect. The Claude connector reads your balances and operations and can sort, plan or undo — every action it takes shows up in the change log.
How do I cancel or get a refund?
In the app, Profile → Manage or cancel subscription opens Creem’s customer portal; after cancelling, access stays until the end of the year you paid for. Within 14 days of a purchase you get a full refund on request to [email protected].